Terms and conditions

1. Introduction and Acceptance of Terms

These Terms & Conditions (“Terms”) constitute a legally binding electronic agreement between Astrologer AMMIT KAPUR, a brand and service operated under Kapur Collection (“Company”, “We”, “Us”, or “Our”), and any person (“User”, “You”, or “Your”) accessing, browsing, registering on, booking consultations through, making payments on, or otherwise using the website and services available through Astrologer AMMIT KAPUR (“Website”).

These Terms govern the access to and use of:

• astrology consultations,
• horoscope analysis,
• Kundli services,
• predictions,
• spiritual guidance,
• remedies,
• reports,
• online and offline consultations,
• digital services,
• communication channels,
• and all related services provided through the Website or associated platforms.

By accessing or using the Website in any manner whatsoever, the User acknowledges that they have read, understood, and agreed to be legally bound by these Terms, along with the Privacy Policy, Refund Policy, Disclaimer, and any other policies, notices, or guidelines published on the Website from time to time.

If You do not agree with any provision of these Terms, You are advised to immediately discontinue access to and use of the Website and related services.

These Terms constitute an electronic record in accordance with the applicable provisions of the Information Technology Act, 2000, and the rules framed thereunder, including applicable provisions relating to electronic records and digital agreements.

Astrology services offered through the Website are interpretative, spiritual, advisory, and guidance-based in nature and should not be construed as guaranteed, absolute, scientific, medical, financial, or legal outcomes. Results and experiences may vary from person to person.

We reserve the right, at Our sole discretion, to:

• modify,
• amend,
• revise,
• suspend,
• discontinue,
• restrict,
• or update any portion of the Website, services, policies, pricing, consultation structure, or these Terms at any time without prior notice.

Continued use of the Website following any modification or update to these Terms shall constitute the User’s acceptance of the revised Terms. Users are advised to periodically review these Terms to remain informed regarding the applicable conditions governing the use of the Website and services.

2. Definitions

For the purpose of these Terms & Conditions, Privacy Policy, Refund Policy, Disclaimer, and other policies published on the Website, the following terms shall have the meanings assigned to them herein, unless the context otherwise requires:

a) “Company”, “We”, “Us”, or “Our”

Shall mean Astrologer AMMIT KAPUR, a brand and service operated under Kapur Collection, including its owners, representatives, employees, consultants, affiliates, associates, successors, assigns, and authorized personnel.

b) “Website”

Shall mean the official website of Astrologer AMMIT KAPUR available at:

https://astrologerammitkapur.com

and shall include all associated webpages, mobile versions, communication channels, digital platforms, content, services, features, booking systems, and related online interfaces operated by or on behalf of the Company.

c) “User”, “You”, or “Your”

Shall mean any individual, visitor, customer, client, person, entity, organization, or user who accesses, browses, registers on, communicates with, makes payments through, books consultations on, or otherwise uses the Website or services offered by the Company.

d) “Services”

Shall mean all astrology-related, spiritual, advisory, interpretative, digital, informational, consultation-based, or related services offered through the Website or associated communication channels, including but not limited to:

• astrology consultations,
• horoscope analysis,
• Kundli preparation,
• predictions,
• remedies,
• spiritual guidance,
• compatibility analysis,
• reports,
• online consultations,
• phone consultations,
• WhatsApp consultations,
• video consultations,
• and related astrology services.

e) “Consultation”

Shall mean any appointment, discussion, interaction, communication, guidance session, advisory service, or astrology-related engagement conducted through phone call, video call, WhatsApp, email, chat, in-person interaction, or any other communication medium used for providing astrology services.

f) “Reports”

Shall mean any horoscope analysis, Kundli report, written astrology interpretation, prediction document, compatibility analysis, remedy recommendation, spiritual guidance document, or other personalized digital or physical material prepared or delivered by the Company.

g) “Content”

Shall mean all text, graphics, images, videos, logos, designs, layouts, reports, consultations, written material, digital material, trademarks, service marks, Website elements, and other intellectual property displayed on or made available through the Website.

h) “Payment Gateway”

Shall mean any third-party payment processor, financial institution, bank, payment service provider, UPI platform, PayPal service, wallet service, or authorized transaction processing system used for facilitating payments through the Website or associated services.

i) “International Client”

Shall mean any User accessing the Website, booking consultations, making payments, or availing services from outside India, including cross-border consultations, international transactions, and overseas service requests.

j) “Policies”

Shall collectively include the Privacy Policy, Refund Policy, Disclaimer, and any other legal notices, terms, guidelines, or operational policies published on the Website from time to time.

k) “Applicable Law”

Shall mean all laws, statutes, rules, regulations, notifications, guidelines, ordinances, governmental directives, judicial precedents, and legal requirements applicable within India, including any amendments or modifications thereto from time to time.

3. Eligibility to Use the Website and Services

The Website and services offered by Astrologer AMMIT KAPUR, operated under Kapur Collection, are intended solely for individuals who are legally competent to enter into binding agreements and contracts under the applicable laws of India and their respective jurisdiction. By accessing or using the Website, the User represents and warrants that they possess the legal capacity, authority, and eligibility required to use the Website and avail the services offered herein.

Users must be at least eighteen (18) years of age to access, register on, make payments through, or avail any paid services, consultations, reports, or related offerings through the Website.

If a User is below the age of eighteen (18) years or otherwise considered a minor under the laws applicable in their jurisdiction, such use shall only be permitted under the supervision, involvement, and consent of a parent, legal guardian, or other legally authorized representative who agrees to be bound by these Terms on behalf of the minor.

By using the Website, the User further represents and warrants that:

• all information submitted is true, accurate, current, complete, and lawfully provided,
• the User is not prohibited under any applicable law from accessing astrology-related services,
• the User shall use the Website and services only for lawful purposes,
• and the User shall not impersonate any other person or entity or misrepresent their identity, age, authority, or affiliation.

The Company reserves the right, at its sole discretion, to:

• refuse access to the Website or services,
• suspend or terminate any User account,
• decline consultations or transactions,
• cancel bookings,
• or restrict access to any portion of the Website,

without prior notice, where:

• the User is found to have violated these Terms,
• false or misleading information has been provided,
• fraudulent, abusive, unlawful, or suspicious activity is detected,
• payment irregularities arise,
• or the User’s conduct is deemed harmful to the Website, business operations, astrologers, employees, affiliates, or other Users.

International Users accessing the Website from outside India are solely responsible for ensuring that access to and use of astrology-related services is legally permissible within their respective country or jurisdiction.

We reserve the right to restrict or refuse access to Users located in jurisdictions where:

• astrology-related services are prohibited,
• online consultations are restricted,
• payment processing is legally barred,
• or access to the Website may otherwise violate applicable laws, sanctions, governmental restrictions, or regulatory requirements.

4. Nature of Astrology Services

The services offered by Astrologer AMMIT KAPUR, operated under Kapur Collection, including astrology consultations, horoscope analysis, Kundli preparation, predictions, remedies, spiritual guidance, compatibility analysis, and related services, are interpretative, advisory, spiritual, and guidance-based in nature. Such services are provided on the basis of astrological principles, calculations, traditional practices, experience, intuition, and professional interpretation.

Astrology is a matter of personal belief, spiritual interpretation, cultural understanding, and individual perspective, and should not be construed as an exact science or guaranteed outcome-based service.

The User expressly acknowledges and agrees that:

• astrological consultations and reports are subjective and interpretative in nature,
• predictions, remedies, and guidance may vary from person to person,
• no assurance, warranty, or guarantee is provided regarding the accuracy, certainty, effectiveness,
or outcome of any prediction, consultation, recommendation, remedy, or guidance,
• and decisions taken by the User based on astrology consultations or reports shall remain solely at the User’s own discretion, judgment, and responsibility.

The services offered through the Website are intended solely for spiritual, personal, informational, advisory, and entertainment purposes.

Nothing contained on the Website or communicated during consultations shall be interpreted as:

• guaranteed future outcomes,
• binding commitments,
• professional legal advice,
• medical diagnosis or treatment,
• psychiatric or psychological counseling,
• investment or financial advice,
• or any other regulated professional service.

While reasonable efforts are made to provide sincere and professional astrology guidance based on the information provided by the User, We do not guarantee:

• success in relationships, marriage, career, business, finances, education, health, childbirth, immigration, property matters, litigation, investments, or any other life event,
• effectiveness of remedies or spiritual practices,
• exact timelines of predictions,
• or occurrence or non-occurrence of specific events.

Results, experiences, remedies, and outcomes may differ significantly based on individual circumstances, actions, karma, personal choices, timing, external factors, and interpretation.

Users are solely responsible for:

• evaluating the usefulness and applicability of any consultation or guidance,
• exercising independent judgment before taking any personal, professional, legal, financial, medical, emotional, or relationship-related decision,
• and seeking qualified professional advice wherever required.

The Company shall not be liable for:

• any direct or indirect loss,
• emotional distress,
• financial loss,
• business loss,
• relationship disputes,
• health-related consequences,
• missed opportunities,
• dissatisfaction,
• or other consequences arising from reliance upon astrology consultations, predictions, reports, remedies, or Website content.

5. No Medical, Legal, Financial, or Professional Advice

The information, consultations, predictions, reports, remedies, guidance, content, and services provided through the Website by Astrologer AMMIT KAPUR, operated under Kapur Collection, are intended solely for spiritual, informational, advisory, personal guidance, and entertainment purposes. Nothing contained on the Website or communicated during any consultation shall be construed as professional medical, legal, psychiatric, psychological, financial, investment, tax, or other regulated professional advice.

Astrology consultations and predictions should not be relied upon as a substitute for advice, diagnosis, counseling, treatment, representation, or services provided by qualified licensed professionals in any regulated field.

Users are expressly advised to seek independent professional assistance from appropriately qualified experts, including but not limited to:

• medical practitioners,
• mental health professionals,
• psychologists,
• psychiatrists,
• lawyers,
• chartered accountants,
• financial advisors,
• investment consultants,
• tax professionals,
• or other licensed experts,

before making decisions relating to:

• physical or mental health,
• medical treatment,
• pregnancy,
• legal proceedings,
• financial investments,
• business transactions,
• taxation,
• property matters,
• immigration,
• relationships,
• or other significant personal or professional matters.

No consultation, prediction, remedy, recommendation, ritual, gemstone suggestion, spiritual guidance, or astrology-related communication provided through the Website shall be interpreted as guaranteed medical treatment, legal representation, financial assurance, or scientifically verified professional advice.

The Company does not:

• diagnose illnesses,
• prescribe medicines,
• provide psychiatric therapy,
• offer legal representation,
• guarantee financial gains,
• assure business success,
• guarantee relationship outcomes,
• or warrant the occurrence or prevention of specific life events.

Users acknowledge and agree that:

• astrology is interpretative and belief-based in nature,
• all decisions taken based on consultations or guidance remain solely the responsibility of the User,
• and reliance upon astrology-related services is undertaken voluntarily and at the User’s own discretion and risk.

The Company shall not be liable for any direct, indirect, incidental, consequential, emotional, medical, legal, financial, commercial, or personal loss, damage, dispute, or adverse consequence arising from reliance upon astrology consultations, predictions, remedies, guidance, or Website content.

Users are strongly encouraged to exercise independent judgment, practical discretion, and appropriate professional consultation before acting upon any astrology-related guidance or recommendation provided through the Website or associated communication channels.

6. User Responsibilities and Obligations

By accessing or using the Website and services offered by Astrologer AMMIT KAPUR, operated under Kapur Collection, the User agrees to use the Website lawfully, responsibly, ethically, and in accordance with these Terms & Conditions, applicable laws, and generally accepted standards of conduct.

The User expressly agrees and undertakes that they shall:

• provide true, accurate, current, and complete information while booking consultations, making payments, submitting birth details, or communicating through the Website,
• ensure that all birth-related information, including date of birth, time of birth, and place of birth, is accurate to the best of their knowledge,
• maintain confidentiality of their account credentials, communication details, and payment information,
• use the Website and services only for lawful and genuine personal purposes,
• comply with all applicable laws, regulations, and local jurisdictional requirements while accessing the Website and services,
a
• nd cooperate reasonably in relation to appointment scheduling, consultation procedures, and service-related communications.

Users are solely responsible for the accuracy and completeness of the information submitted by them. Incorrect, incomplete, misleading, or inaccurate birth details or personal information may affect the quality, interpretation, accuracy, or usefulness of astrology consultations, predictions, reports, remedies, and related services.

The User further agrees that they shall not:

• misuse the Website or services,
• impersonate any person or entity,
• submit false, misleading, fraudulent, offensive, defamatory, unlawful, abusive, obscene, threatening, or harmful content,
• attempt unauthorized access to the Website, servers, systems, accounts, or data,
• interfere with Website functionality, security, or operational systems,
• engage in hacking, phishing, spamming, data scraping, or malicious activities,
• use automated tools, bots, scripts, or extraction methods without authorization,
• reproduce, distribute, copy, modify, sell, exploit, or commercially use Website content, consultations, reports, or intellectual
• property without prior written permission,
• or use the Website in any manner that may harm the reputation, operations, business interests, employees, astrologers, affiliates,
• or other Users associated with the Company.

Users shall remain solely responsible for all decisions, actions, interpretations, and consequences arising from reliance upon astrology consultations, predictions, reports, remedies, or guidance obtained through the Website.

Users acknowledge and agree that:

• astrology services are interpretative and advisory in nature,
• personal discretion and independent judgment must always be exercised,
• and the Company shall not be liable for decisions taken by Users based upon consultations or Website content.

International Users accessing the Website from outside India shall additionally be responsible for:

• compliance with local laws applicable in their jurisdiction,
• ensuring that astrology-related services are legally permissible in their country,
• payment of applicable taxes, currency conversion charges, bank charges, intermediary fees, and international transaction costs,
• and compliance with local restrictions relating to online consultations, spiritual services, or digital transactions.

The Company reserves the right, at its sole discretion, to suspend, restrict, terminate, or refuse access to any User found to be in violation of these Terms, applicable laws, operational policies, or acceptable standards of conduct without prior notice or liability.

7. Booking, Consultation, and Communication Terms

All consultations, astrology reports, horoscope analysis, remedies, spiritual guidance services, and related offerings provided by Astrologer AMMIT KAPUR, operated under Kapur Collection, shall be subject to prior booking confirmation, astrologer availability, operational schedules, and successful payment verification.

Users may request appointments, consultations, or astrology services through:

• the Website,
• phone communication,
• WhatsApp,
• email,
• online booking systems,
• payment confirmation channels,
• or other officially authorized communication methods made available by the Company from time to time.

All appointments and consultations shall be deemed confirmed only after successful payment verification and scheduling confirmation from Our side.

Consultations may be conducted through:

• phone calls,
• WhatsApp communication,
• audio consultations,
• video consultations,
• email communication,
• online meeting platforms,
• written reports,
• or other communication methods deemed appropriate for the relevant service.

The User acknowledges and agrees that:

• consultation schedules and timings are approximate and subject to reasonable operational flexibility,
• appointment slots are allocated based on availability, workload, prior bookings, emergencies, and time zone coordination,
• and no specific consultation time, astrologer availability window, or delivery timeline shall be treated as absolutely guaranteed unless expressly confirmed in writing.

International clients acknowledge that consultation schedules may additionally be affected by international time zone differences, communication delays, public holidays, banking procedures, internet connectivity, and operational limitations applicable across jurisdictions.

Users are responsible for:

• remaining available at the scheduled consultation time,
• ensuring proper internet or communication connectivity where applicable,
• checking emails, WhatsApp messages, or official communications relating to appointment confirmations,
• and providing correct and active contact details for communication purposes.

The Company shall not be responsible for:

• missed consultations caused by incorrect contact details provided by the User,
• internet or technical failures on the User’s side,
• delayed responses from the User,
• time zone misunderstandings,
• communication platform failures,
• or inability to establish contact due to circumstances beyond reasonable operational control.

Users are expected to maintain respectful, professional, and lawful conduct during all communications and consultations. Any abusive, threatening, defamatory, unlawful, inappropriate, harassing, discriminatory, or disruptive behavior may result in immediate termination, refusal, suspension, or restriction of consultations and future services without refund or liability.

The Company reserves the right, at its sole discretion, to:

• reschedule appointments,
• modify consultation structures,
• decline service requests,
• refuse consultations,
• limit communication channels,
• or terminate ongoing consultations,
• where necessary for operational, legal, security, ethical, safety, scheduling, or business-related reasons.

8. Payments, Pricing, and Financial Transactions

All payments made towards consultations, astrology reports, horoscope analysis, remedies, spiritual guidance services, bookings, digital services, or any other offerings provided by Astrologer AMMIT KAPUR, operated under Kapur Collection, shall be subject to these Terms & Conditions, the Refund Policy, and other applicable policies published on the Website from time to time.

Users may make payments through authorized payment methods made available by the Company, including but not limited to:

• online payment gateways,
• debit cards,
• credit cards,
• UPI,
• bank transfers,
• direct bank deposits,
• Paytm,
• Google Pay (GPay),
• PayPal,
• and other approved payment channels communicated from time to time.

All payments shall be made in advance unless expressly agreed otherwise in writing by the Company.

Prices, consultation fees, service charges, report charges, remedy costs, package pricing, taxes, convenience charges, international transaction charges, currency conversion charges, and related fees may vary depending upon:

• the nature of the service,
• consultation duration,
• report complexity,
• urgency requirements,
• international transactions,
• payment gateway charges,
• operational costs,
• and other business considerations.

The Company reserves the right, at its sole discretion, to:

• modify consultation fees,
• revise pricing structures,
• introduce new charges,
• discontinue offers or discounts,
• change package inclusions,
• or amend pricing policies,
• at any time without prior notice.

All displayed prices, fees, and payment amounts are subject to correction in case of technical errors, typographical mistakes, system malfunction, incorrect listings, currency conversion issues, or operational discrepancies.

For international clients:

• foreign exchange rates,
• intermediary banking charges,
• PayPal fees,
• international card charges,
• currency conversion costs,
• wire transfer deductions,
• and other international transaction-related charges

may additionally apply depending upon the User’s country, payment provider, financial institution, and intermediary banking systems. Such charges shall be borne solely by the User.

Users acknowledge and agree that:

• successful payment authorization does not automatically guarantee immediate consultation availability,
• appointment confirmation remains subject to operational scheduling and availability,
• and payments may be subject to verification, fraud screening, or additional confirmation procedures where reasonably required.

The Company shall not be liable for payment failures, banking interruptions, delayed transaction processing, unauthorized transactions, gateway errors, currency conversion discrepancies, intermediary deductions, technical issues, or transaction-related losses arising from third-party payment systems, banks, financial institutions, internet failures, or circumstances beyond reasonable control.

Refund eligibility, cancellation rights, rescheduling requests, duplicate payments, payment disputes, and chargebacks shall be governed separately under the applicable Refund Policy published on the Website.

9. Intellectual Property Rights

All content, materials, services, reports, astrology interpretations, consultations, designs, graphics, text, logos, trademarks, layouts, images, videos, written content, digital content, Website structure, software elements, and other intellectual property displayed on or made available through the Website are the exclusive property of Astrologer AMMIT KAPUR, operated under Kapur Collection, unless otherwise expressly stated. Such content is protected under applicable intellectual property laws, copyright laws, trademark laws, and other proprietary rights applicable in India and internationally.

All astrology consultations, horoscope reports, Kundli analysis, predictions, remedies, written interpretations, digital reports, audio consultations, video consultations, and related materials provided to Users are intended solely for personal and non-commercial use by the concerned User.

Users shall not, directly or indirectly:

• reproduce,
• copy,
• record,
• distribute,
• republish,
• upload,
• modify,
• translate,
• transmit,
• display,
• commercially exploit,
• sell,
• license,
• resell,
• or create derivative works from

any Website content, astrology reports, consultation material, intellectual property, or proprietary information without prior written permission from the Company.

Unauthorized copying, recording, screen capturing, redistribution, resale, publication, or commercial exploitation of consultations, reports, remedies, or Website content may constitute infringement of intellectual property rights and may result in legal action under applicable laws.

Users are specifically prohibited from:

• using Website content for commercial astrology services,
• reproducing reports for resale or public distribution,
• misrepresenting consultations as their own work,
• copying Website designs or branding elements,
• using trademarks or logos without authorization,
• scraping or extracting Website data through automated means,
• or using Website material for unlawful, defamatory, misleading, or competitive purposes.

Nothing contained on the Website shall be construed as granting any license, ownership right, intellectual property right, trademark right, or authorization to Users except the limited right to access the Website and use services strictly in accordance with these Terms.

The Company reserves the right to:

• monitor misuse of intellectual property,
• remove infringing content,
• suspend or terminate access,
• issue legal notices,
• seek damages, injunctions, recovery, or other remedies,
• and initiate appropriate civil or criminal proceedings against any person or entity violating intellectual property rights associated with the Website or services.

Users who believe that any content appearing on the Website infringes their intellectual property rights may contact Us with reasonable supporting documentation for appropriate review and action in accordance with applicable law.

10. Limitation of Liability and Disclaimer

The Website, astrology consultations, horoscope analysis, predictions, remedies, reports, spiritual guidance, content, and all related services offered by Astrologer AMMIT KAPUR, operated under Kapur Collection, are provided on an “as is”, “as available”, interpretative, and guidance-based basis without warranties, guarantees, representations, or assurances of any kind, whether express or implied.

Astrology is a matter of personal belief, spiritual interpretation, intuition, experience, and traditional practices. Results, predictions, remedies, guidance, and experiences may vary significantly from person to person.

The User expressly acknowledges and agrees that:

• astrology consultations and reports are advisory and interpretative in nature,
• no prediction, remedy, consultation, or guidance shall be construed as guaranteed, scientifically certain, or absolutely accurate,
• and reliance upon astrology services is undertaken voluntarily and entirely at the User’s own discretion, judgment, and risk.

To the fullest extent permitted under applicable law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, emotional, financial, commercial, reputational, or other loss or damage arising out of or relating to:

• use of or inability to use the Website or services,
• reliance upon astrology consultations, reports, predictions, remedies, or guidance,
• dissatisfaction with consultations or astrological interpretations,
• relationship issues,
• marriage-related matters,
• business losses,
• financial decisions,
• investment outcomes,
• employment or career decisions,
• immigration matters,
• property disputes,
• legal proceedings,
• health-related concerns,
• emotional distress,
• missed opportunities,
• delays in services,
• technical interruptions,
• communication failures,
• or any other consequence arising directly or indirectly from the use of the Website or services.

The Company does not warrant or guarantee:

• uninterrupted or error-free Website operation,
• continuous availability of consultations,
• accuracy or completeness of Website content,
• exact timing of predictions,
• effectiveness of remedies,
• compatibility outcomes,
• success in relationships, marriage, career, business, finances, education, health, childbirth, litigation, or other life events, or prevention of adverse circumstances.

Users are solely responsible for evaluating, interpreting, and applying any consultation, prediction, remedy, or guidance received through the Website.

The Company shall additionally not be responsible for:

• acts, omissions, conduct, or statements of third-party service providers,
• payment gateway failures,
• internet interruptions,
• banking delays,
• hacking attempts,
• unauthorized access,
• malware,
• cyber incidents,
• communication platform failures,
• force majeure events,
• governmental restrictions,
• or circumstances beyond reasonable operational control.

Nothing contained on the Website or communicated during consultations shall create any warranty, guarantee, fiduciary duty, professional-client relationship, or legally enforceable assurance regarding future events, outcomes, or results.

To the maximum extent permitted under applicable law, the User agrees to:

• waive,
• release,
• discharge,
• and hold harmless

Astrologer AMMIT KAPUR, Kapur Collection, its owners, representatives, employees, consultants, affiliates, astrologers, associates, successors, and service providers from any claims, disputes, liabilities, losses, damages, actions, proceedings, demands, or expenses arising out of or connected with the use of the Website or services.

11. Third-Party Services, External Links, and Payment Platforms

The Website may contain links, integrations, references, plugins, advertisements, communication tools, payment gateways, social media platforms, analytics services, video conferencing tools, external booking systems, or access to third-party websites and services that are not owned, operated, or controlled by Astrologer AMMIT KAPUR, operated under Kapur Collection.

Such third-party services may include, without limitation:

• payment gateway providers,
• PayPal,
• UPI service providers,
• banks and financial institutions,
• WhatsApp and communication platforms,
• video consultation tools,
• hosting providers,
• analytics services,
• advertising platforms,
• social media platforms,
• external links,
• affiliate services,
• and other technology or operational service providers.

The inclusion of any third-party service, link, platform, advertisement, or integration on the Website shall not constitute endorsement, guarantee, recommendation, sponsorship, or representation by the Company unless expressly stated otherwise. Users acknowledge and agree that:

• interactions with third-party websites or services shall be governed solely by the respective policies, terms, and practices of such third parties,
• the Company does not control or monitor third-party operations, security standards, payment processing practices, privacy policies, or external content,
• and use of third-party services shall be entirely at the User’s own discretion and risk.

The Company shall not be liable for:

• third-party payment failures,
• banking interruptions,
• PayPal disputes,
• unauthorized transactions,
• external website content,
• malware,
• phishing attempts,
• cyber incidents,
• data breaches,
• communication failures,
• technical interruptions,
• inaccurate third-party information,
• service outages,
• or any direct or indirect loss arising from use of third-party platforms or services.

Users are advised to independently review the privacy policies, refund terms, security practices, and conditions applicable to third-party websites, payment gateways, financial institutions, communication platforms, and external services before engaging with such services or submitting any personal or financial information.

For international clients, cross-border payments, PayPal transactions, intermediary banking systems, foreign exchange procedures, currency conversion mechanisms, and international payment processing timelines shall additionally remain subject to the terms, regulations, operational systems, and compliance requirements of the respective third-party financial institutions and payment service providers.

The Company reserves the right to:

• add,
• modify,
• suspend,
• replace,
• or discontinue any third-party integration, payment platform, communication tool, or external service at any time without prior notice.

Users further acknowledge that access to certain services, consultations, payment systems, or Website functionalities may depend upon the availability, operational status, and technical performance of third-party providers beyond the Company’s reasonable control.

12. Suspension, Restriction, and Termination of Access

Astrologer AMMIT KAPUR, operated under Kapur Collection, reserves the right, at its sole discretion and without prior notice, to suspend, restrict, deny, limit, or terminate access to the Website, consultations, communication channels, bookings, reports, or any related services for any User who is found or reasonably suspected to be acting in violation of these Terms & Conditions, applicable laws, operational policies, or acceptable standards of conduct.

The Company may suspend or terminate access where a User:

• provides false, inaccurate, misleading, incomplete, or fraudulent information,
• engages in abusive, threatening, defamatory, discriminatory, unlawful, harassing, or inappropriate conduct,
• attempts unauthorized access to the Website, systems, servers, payment systems, or data,
• engages in hacking, phishing, spamming, scraping, fraudulent transactions, or malicious technical activities,
• misuses consultations, astrology reports, remedies, or Website content,
• violates intellectual property rights,
• initiates fraudulent chargebacks or bad-faith payment disputes,
• repeatedly misses appointments or disrupts consultation processes,
• uses the Website for unlawful, unethical, misleading, or commercial exploitation purposes,
• or otherwise acts in a manner deemed harmful to the business, operations, reputation, security, employees, astrologers, affiliates, or other Users associated with the Company.

The Company reserves the absolute right to refuse service, decline consultations, cancel bookings, restrict communication, or discontinue access to any User at any time where deemed reasonably necessary for legal, operational, security, ethical, reputational, or business-related reasons.

Termination or restriction of access may include:

• cancellation of pending consultations,
• denial of future bookings,
• blocking of communication channels,
• suspension of ongoing services,
• removal of access to digital reports or content,
• refusal of payment processing,
• or restriction of access to portions of the Website or associated services.

Users acknowledge and agree that:

• the Company shall not be obligated to provide detailed reasons for suspension or termination in every circumstance,
• operational, legal, fraud-prevention, security, or confidentiality considerations may restrict disclosure of internal review processes,
• and suspension or termination of access shall not automatically entitle the User to refund, compensation, damages, or legal claims unless expressly required under applicable law.

The Company further reserves the right to preserve records, communication logs, transaction details, consultation history, IP information, payment records, and related documentation for legal compliance, fraud prevention, dispute resolution, operational purposes, or enforcement of these Terms.

Termination of access shall not affect:

• accrued rights and obligations,
• pending payment liabilities,
• intellectual property protections,
• limitation of liability provisions,
• indemnification obligations,
• governing law clauses,
• or any provisions intended by their nature to survive termination of these Terms.

13. Indemnification

The User agrees to defend, indemnify, and hold harmless Astrologer AMMIT KAPUR, operated under Kapur Collection, along with its owners, affiliates, representatives, employees, consultants, astrologers, associates, agents, successors, service providers, licensors, and partners, from and against any and all claims, actions, proceedings, liabilities, damages, losses, demands, penalties, costs, expenses, or legal fees arising out of or relating to:

• the User’s access to or use of the Website or services,
• violation or breach of these Terms & Conditions, Privacy Policy, Refund Policy, Disclaimer, or applicable laws,
• submission of false, inaccurate, misleading, incomplete, or unauthorized information,
• misuse of astrology consultations, reports, remedies, or Website content,
• infringement of intellectual property rights, privacy rights, proprietary rights, or other legal rights of any person or entity,
• unauthorized use of payment instruments or communication channels,
• fraudulent transactions, chargebacks, payment disputes, or unlawful activities,
• reliance placed by the User or third parties upon astrology consultations, predictions, remedies, or guidance,
• disputes arising between Users and third parties,
• or any negligent, unlawful, abusive, defamatory, fraudulent, harmful, or improper conduct by the User in connection with the Website or services.

The User further agrees to indemnify and hold harmless the Company from any claims, complaints, losses, legal proceedings, governmental actions, penalties, investigations, liabilities, damages, costs, or expenses arising from decisions taken by the User based upon astrology consultations, predictions, reports, remedies, spiritual guidance, or Website content.

Where any claim, proceeding, dispute, inquiry, or legal action arises that may give rise to indemnification obligations under these Terms, the Company reserves the right, at its sole discretion, to:

• assume exclusive defense and control of the matter,
• appoint legal counsel of its choosing,
• seek recovery of legal costs and expenses,
• and require the User to reasonably cooperate in defense, investigation, settlement, or resolution of such matters.

The indemnification obligations contained herein shall survive termination, suspension, discontinuation, or expiry of the User’s relationship with the Website or services.

Nothing contained herein shall limit any additional legal remedies, equitable reliefs, recovery rights, injunctive measures, or protections available to the Company under applicable law.

14. Governing Law and Jurisdiction

These Terms & Conditions, along with the Privacy Policy, Refund Policy, Disclaimer, consultations, astrology services, reports, bookings, payments, transactions, communications, and all matters arising out of or relating to the Website and services offered by Astrologer AMMIT KAPUR, operated under Kapur Collection, shall be governed by and construed in accordance with the applicable laws of India.

All disputes, claims, proceedings, complaints, controversies, or legal matters arising out of or relating to the Website, consultations, astrology services, payments, reports, bookings, transactions, interpretation of these Terms, or use of the services shall be subject to the exclusive jurisdiction of the competent courts situated in Ludhiana, Punjab, India.

By accessing the Website or availing any services, the User expressly agrees and consents that:

• Indian laws shall exclusively govern the relationship between the User and the Company,
• all transactions and services shall be deemed to have originated and been rendered from India,
• and the courts located in Ludhiana, Punjab, India shall have exclusive jurisdiction over all disputes and legal proceedings.

This jurisdiction clause shall apply equally to Users located within India as well as international clients availing consultations, reports, digital services, or cross-border transactions from outside India.

International Users additionally acknowledge and agree that:

• they voluntarily access the Website and services from their respective jurisdictions,
• astrology-related services are being offered and operated from India,
• and any dispute, claim, or legal proceeding relating to the Website or services shall be governed exclusively under Indian laws
• irrespective of the User’s country of residence or jurisdiction.

Users further agree to waive any objection relating to:

• territorial jurisdiction,
• forum convenience,
• governing law applicability,
• or venue selection,
• in relation to proceedings initiated before the competent courts situated in Ludhiana, Punjab, India.

Nothing contained herein shall restrict the Company’s right to seek interim relief, injunctive remedies, recovery proceedings, intellectual property protection, fraud prevention measures, or other legal remedies before any competent authority or court where deemed necessary for protection of its legal rights, operational interests, business reputation, intellectual property, or enforcement of these Terms.

15. Changes to Terms and Conditions

Astrologer AMMIT KAPUR, operated under Kapur Collection, reserves the right, at its sole discretion and without prior notice, to modify, amend, revise, update, replace, suspend, or discontinue any portion of these Terms & Conditions, Website content, consultations, services, pricing structures, operational policies, or related legal notices at any time.

Such modifications may be made for reasons including, but not limited to:

• operational requirements,
• legal or regulatory compliance,
• technological developments,
• security considerations,
• service improvements,
• business restructuring,
• policy updates,
• or changes in applicable laws and industry practices.

Any revised or updated version of these Terms & Conditions shall become effective immediately upon publication on the Website unless otherwise expressly stated.

Continued access to or use of the Website and services after publication of revised Terms shall constitute the User’s acknowledgment, understanding, and acceptance of the modified Terms & Conditions.

Users are advised to periodically review these Terms to remain informed regarding the latest applicable terms governing:

• Website usage,
• consultations,
• astrology services,
• payments,
• refunds,
• privacy practices,
• and related operational policies.

The Company reserves the right to:

• interpret these Terms,
• determine policy applicability,
• review operational disputes,
• modify service structures,
• and make final decisions relating to the administration and enforcement of these Terms in accordance with applicable laws and business requirements.

If any provision of these Terms is found to be invalid, unlawful, unenforceable, or inconsistent under applicable law, the remaining provisions shall continue to remain valid and enforceable to the fullest extent permitted under law.

16. Contact Information

If any User has questions, concerns, complaints, legal inquiries, policy-related requests, payment-related issues, or other communications relating to these Terms & Conditions or the services offered through the Website, they may contact Us using the details provided below:

Astrologer AMMIT KAPUR

A Brand Operated Under Kapur Collection

🌐 Website: astrologerammitkapur.com

Astrologer AMMIT KAPUR

📧 Email: ask@akastrologyzone.com

📞 Contact Number: 919815162742

Jurisdiction and Business Operations:

Ludhiana, Punjab, India

Reasonable efforts shall be made to respond to genuine payment-related or policy-related concerns within a reasonable timeframe, subject to operational availability and applicable laws.